Reverse Mortgage Calculators

Explore our free, no-obligation calculators with no personal information required.


Each tool is easy to use and designed to help you understand your reverse mortgage options. If you have any questions at all, feel free to email us and we’ll be happy to assist you.

🛡️ Reverse Mortgage Calculator

Estimate how much of your home equity you may qualify to access


This calculator gives you a quick estimate based on your age, home value, and current interest rates. Use it to explore your reverse mortgage options and plan confidently.


(no personal info required)

How to use it:

  • Enter your age and home value

  • Enter your current loan balance

  • See what you qualify for with FHA HECM (62 and older) and Proprietary Jumbo (55 and older)

🛡️ Reverse Mortgage Equity Protector Calculator

See how voluntary payments can preserve more inheritance


Learn how making optional payments can reduce loan balance growth and help protect equity for your heirs. Ideal for those who want flexibility and legacy planning.


(no personal info required)

How to use it:

  • Test scenarios with or without making voluntary monthly payments

  • View long-term equity retention forecasts

  • Compare strategies for protecting inheritance

🛡️ Reverse Mortgage Value Decline Calculator

Understand how home value changes could affect your equity


Explore how different market scenarios may impact your home’s value, equity, and loan balance. Great for planning in uncertain markets.


(no personal info required)

How to use it:

  • Input your age, home’s current value and current loan balance.

  • Adjust for property value potential decline

  • Review impact on current qualification and cash proceeds

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